Loan guides for Uttarakhand borrowers

Schemes, documents, eligibility and rate updates — written by our loan advisors in Dehradun.

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Home Loans

Home Loan Balance Transfer: When Switching Lenders Saves Money

How to tell whether moving your home loan to another lender will actually save money, and how the transfer works step by step.

31 Oct 2026
Home Loans

Home Loan Tax Benefits Under the New Income-tax Act, 2025: Old vs New Regime

What changed for home loan deductions when the Income-tax Act, 2025 took effect on 1 April 2026, and how the old and new regimes treat your home loan.

31 Oct 2026
Home Loans

PMAY-Urban 2.0 Interest Subsidy: Who Gets Up to ₹1.80 Lakh on a Home Loan

The interest subsidy scheme under PMAY-Urban 2.0 can cut up to ₹1.80 lakh from a first home loan. Here is who qualifies and how to claim it.

31 Oct 2026
Home Loans

Home Loan Documents Checklist for Uttarakhand: Salaried, Self-Employed and Property Papers

Everything banks ask for in a home loan application in Uttarakhand, from KYC and income proof to the property papers that cause most delays.

31 Oct 2026
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