MSME / Mudra Loan
Mudra loans for micro enterprises and CGTMSE-backed MSME credit, plus guidance on Uttarakhand state schemes.
Small and new businesses often struggle to offer collateral. Government-backed schemes help bridge that gap, and Uttarakhand also runs its own self-employment schemes.
Pradhan Mantri Mudra Yojana
- Shishu: up to ₹50,000
- Kishore: ₹50,000 to ₹5 lakh
- Tarun: ₹5 lakh to ₹10 lakh
- Tarun Plus: ₹10 lakh to ₹20 lakh, for borrowers who have repaid an earlier Tarun loan
CGTMSE-backed loans
Under the Credit Guarantee Fund Trust for Micro and Small Enterprises, banks can lend to eligible micro and small enterprises without collateral, within the scheme limits.
Uttarakhand state support
Schemes such as the Mukhyamantri Swarozgar Yojana support local entrepreneurs, including returning migrants, with bank finance and margin money. Need an Udyam registration first? Our team can help.
Free help, start to finish. Tell us your requirement using the form on this page or on WhatsApp. We shortlist suitable lenders, prepare your document checklist and follow up until disbursal. You pay nothing to us.
For larger or established businesses, see Business Loan.
EMI calculator
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Frequently asked questions
Is a Mudra loan free of collateral?
Mudra loans are generally given without collateral, subject to the bank's assessment.
Do I need Udyam registration?
For MSME schemes and CGTMSE cover, Udyam registration is usually required.
Can a new business get a Mudra loan?
Yes, Shishu and Kishore loans are often used by new businesses with a sound plan.